Types of bank cards
Posted on Sep 19, 2000 08:15:27 AM
Bank cards are of two types:
Payment card – bank card issued by the owner of the funds in a bank account, which allows the holder of a credit card, according to the contract between the issuer and the client to dispose of funds held in his account within the spending limit set by the issuer to pay for goods and services / or obtain cash.
The documents that you need to provide for the payment card with an allowed overdraft
Russian passport
additional document (driver’s license, passport, certificate of insurance state retirement insurance, military ID);
for individual entrepreneurs (optional): A copy of the Certificate of tax registration and a copy of tax returns for the last reporting period, with a mark of the Russian tax inspectorate.
Credit card – bank card, which allows the holder of a credit card, according to the contract with the issuer, to carry out operations in the amount provided by the issuer of the credit line and within the spending limit set by the issuer to pay for goods and services and / or obtain cash.
Credit cards can really support you if you have any unforeseen expenses when borrow money there is no way to quickly pay on credit goods or services anywhere in the world.
When you use a conventional loan, you are not able immediately to hand to get the money as soon as you need them. For credit you need time – from half to two hours to one week. The faster the bank gives you money, the more expensive the loan is worth. And every time you need more money – you have to go through the procedure of registration. With a credit card these problems you will not. You’ll need only once to issue a card and use it constantly.
- Obtaining a debit card
- Withdrawals from a locked card
- Refunds for merchandise purchased by credit card
- Refunds on the map Service cash back
- Glossary Bank deposits