Finance: loans and deposits

Investments in mutual funds How to become a shareholder

Posted on Nov 19, 2000 08:15:27 AM

Investments in mutual funds How to become a shareholder Of all the civilized forms of savings for most Russians are familiar and accustomed to only bank deposits. This is the most conservative, and therefore the least profitable form of financial investments. But there is in Russia and the stock market, where opportunities to earn (and lose the truth, too) – much more. Some of these opportunities to enjoy. Why not take it and you? Burger ordinary Moscow stock market is something of an elite club in which people are served by a very high income, and everyone else, and if allowed, only to “clean out”. What say to that?

Read the rest of это entry »

account, application, document, fund, purchase, share,

What is OFBU

Posted on Nov 18, 2000 08:15:27 AM

What is OFBU Even conservative investors who value a bank deposit for his relatively reliable, are not always to the liking of the relatively small yield of the instrument. Especially in a situation where inflation is putting it mildly, is palpable, and the stock market has the potential to provide higher interest rates. That clients would not go to the brokers, bankers have recently started offering them to invest through a bank, but the stock market instruments. This form is called the general funds of bank management (OFBU).
Read the rest of это entry »

agent, bank, fund, management, mutual fund,

How the Mutual Fund

Posted on Nov 14, 2000 08:15:27 AM

How the Mutual Fund For the investor not prone to risk much, but at the same time seeking to earn income on their investments, one of the alternatives to bank deposits may be mutual funds (PIFs). As we have repeatedly noticed a bank deposit is generally low-yielding instrument. According to Russian Economic Society, the average rate on deposits of individuals in credit institutions (other than deposits “on demand”) in 2003, for example, amounted to 10.47%, ie 5.23% for six months. But inflation for the same period – 6,1%. In other words, the real return on deposits received an empty bit, but negative: it “ate” inflation. At the same time the stock market at the same point in time they would get real income.

Read the rest of это entry »

deposit, fund, income, mutual fund, yield,

NPF or the Criminal Code for retirement savings

Posted on Nov 11, 2000 08:15:27 AM

NPF or the Criminal Code for retirement savings Five years ago Russia started pension reform. In 2002, the Federal Law “On Mandatory Pension Insurance in the Russian Federation.” The meaning of mandatory pension insurance is as follows. Each time, paying wages, the employer is mandatory transfers to the State for its employees a unified social tax (UST) at a rate of 26% of payroll, including 20% – for a pension. Until recently, all the money went to pay current pensions. However, the moment when Russian citizens were able to take care of your future.

Read the rest of это entry »

choice, fund, part of the client, pension, rating, storage,

Investing in gold

Posted on Nov 7, 2000 08:15:27 AM

Investing in gold How to keep your savings from inflation? Surely this thought came to anyone who has even the remotest idea of the economy. In addition to the deposit in a bank, mutual funds and bank funds can invest in proven gold for centuries. It is too early to say that it is truly “golden” times, however, invest in this precious metal in the long term can yield a decent dividend.

Read the rest of это entry »

bank, bullion, coin, fund, gold, metal, money,