Refunds for merchandise purchased by credit card
Posted on Sep 20, 2000 08:15:27 AM
Making the return of goods purchased by credit card.
Procedure for clearance operations depends on the time of refund. If the money is returned to the payment date until the close of the change is necessary to issue refund act according to the form number KM-3, approved by the State Statistics Committee from 25.12.98 № 132, attached to a piece of paper pasted on the canceled check and originally drawn by (if any) . And makes a corresponding entry in the log cashier-teller (Form SC-4) in the column “amount of money returned pokupateleyam (clients) on unused cash checks.”
If a refund is not the day of payment should be guided by the requirements p.p.14 and 15 of the Order of cash transactions in the Russian Federation (approved by the Board of Directors of the Central Bank of 22.09.93 № 40). Refunds in this case is from the main ticket office with registration Flow / Cash warrant (Form CO-2).
What if the store does not accept goods back and does not return the money, and you are not yet managed to pay the bank debt on this credit card account?
To get started you need to make a written statement to the bank that issued your credit card. Inform them about your attempt to resolve the controversial situation with the trade point. Different banks have different rules on this score – for more information on this issue please check with your bank.
In most cases, the issuing bank intervenes and resolves disputes. One of the insurances that are available for credit card holders – from the purchase of an insurance “is not a commodity, as in the description, not delivered or damaged goods.
You must retain all documentation related products (checks, receipts, etc.) and know the correct name of the trade organization.
refund, registration,- Refunds on the map Service cash back
- Withdrawals from a locked card
- Obtaining a debit card
- Types of bank cards
- Choosing a credit card