Finance: loans and deposits

How to open a deposit

Posted on Nov 6, 2000 08:15:27 AM

How to open a deposit What documents should have to open a contribution: it is enough to carry an identity document (most often – is a passport). If you open a special contribution, intended for certain categories of customers (for example, for students, retirees, veterans, workers of any industry or enterprise) – to be sure you require a document confirming your membership in this category – for example, pension certificate or student card.
In the event that you are not a citizen of Russia, or you face a stateless person or refugee you have to provide the following:
National passport or other document prescribed by federal law or recognized in accordance with international treaty of the Russian Federation as an identity document; residence in the Russian Federation and a document issued by a foreign state and recognized in accordance with international treaty of the Russian Federation as a document identity stateless persons; temporary residence permit; residence; other documents required by federal law or recognized in accordance with international treaty of the Russian Federation as identity documents stateless persons; certificate of considering an application for refugee status, issued by the diplomatic or consular office of the Russian Federation or an immigration control post or territorial bodies of federal executive authority responsible for the migration service;
refugee certificate.
How is the procedure for opening deposit?
To begin, you choose the deposit that you are satisfied, this makes a preliminary calculation of the deposit on return. Note that, as is accruing interest. Interest rates on deposit, which provided for a monthly charge income, as well as deduction of interest received to the deposit amount (market capitalization) will bring you additional income, which is not in a simple calculation, without capitalization. Be aware of this when choosing a contribution. Then come to the window (sometimes to the table), which produces clearance of deposits (deposits).
If I want to open a foreign contribution?
Once the bank has a Russian “daughter”, then it no problem to open foreign deposit. But in practice this service the banks do not have any at all, or only offer its customers the category рrivate banking. “To open the contribution Raiffeisenbank will have to come to Austria. The bank will not deal with these problems. He can only give a certificate stating that you are a customer of the bank.

bank, contribution, deposit, document, federation, identity, the person,
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