Архив для the ‘Consumer loans’ Разделы
Consumer finance market
Posted on Nov 4, 2000 08:15:27 AM
The development of retail banking services in Russia is gaining rapid momentum and is the subject of “number one” for discussion in the financial community that has a significant influence on the development of the banking sector as a whole. According to the agency “Rus-Rating, the growth in retail lending by banks continues – since the beginning of 2006 the volume of loans increased by 18% and exceeded 1.3 trillion. rub., and the total share of retail loans is almost 24%. But, despite the fact that the Russian sector of retail banking services is growing faster pace, it remains underdeveloped, analysts say the international rating agency Standard & Poor’s. Great new opportunities for market participants are associated with some difficulties … The problems and prospects of development of retail banking in Russia, said yesterday at the Second International Forum “Retail Finance 2006″, brought together leading Russian expert retail lending.
Betting Express loans
Posted on Nov 3, 2000 08:15:27 AM
The development of the credit market leads to the appearance and widespread distribution of increasingly easy-to-end consumer offers. Among them, first and foremost it is worth noting becoming widely popular express loan. It is clear that the rapid obtaining express credit, reflected in the title – one of the most attractive aspects of such services, but much to its merits and should include no requirement of guarantee, statement of earnings.
Black brokerage in consumer credit
Posted on Nov 2, 2000 08:15:27 AM
Approximately 10-15% of unscrupulous borrowers fall into the banks through the so-called “black” brokers. There are organized groups that offer mediation services of credit using false documents. According to experts, this business has emerged in Russia in the new shadow sector of the economy. That “black” brokerage most susceptible consumer and car loans and much less a mortgage, is not accidental. The larger the loan, the more serious, and banks are more careful to check the borrower and submitted documents. Because unscrupulous middlemen prefer to “work” with credits in 1-5 thousand dollars, without abandoning, however, and the larger prey.
Disclose whether banks effective rates
Posted on Nov 1, 2000 08:15:27 AM
Law on potrebkredite not oblige banks to disclose the effective rate. Determine what it is, it turned out to developers is too difficult and they require banks to disclose only the total amount and payment schedule.
Where better to take out a loan for medical treatment
Posted on Oct 31, 2000 08:15:27 AM
Polyclinic instead of the bank
Targeted health credit program is better not to look at banks and in medical facilities. Choose a commercial clinic, you need a crucial issue, which is not covered by insurance, and go and ask the question about the possibility of credit services. Typically, the clinic working with one bank, so that the choice of loan programs do not. The doctor expects, in what the cost will manage your treatment, and this amount (or part of it, if you have even a little cash) is requested from the bank.
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