Auto loans from Sberbank of Russia
Posted on Oct 26, 2000 08:15:27 AM
Today, many dream of his car, but not all, for it has sufficient resources. Now very few people who are willing to set aside money for a car, because the terms of so many tempting credit offers. And the car you can buy right now.
Sberbank of Russia – the leader to issue car loans.
Maximum loan amount on car purchase Sberbank is not fixed, it is defined for each borrower, depending on its ability to pay, but can not exceed the cost of the purchased vehicle (another vehicle), including additional equipment.
Collateral for such loan is primarily collateral purchased a car or other vehicle. And if the borrower is married, then the prerequisite is to guarantee his (her) spouse (s). At the same time paying spouse (a) does not play a role. And yet, the borrower shall insure to the Bank for a term of the loan agreement pledge the car or other vehicle on the risk of loss, theft and damage.
Sberbank of Russia, which has the most extensive nationwide network of branches, not wanting to lose their customers, made significant changes in terms of car loans and already offers two programs of credit to buy cars.
Moreover, the Savings Bank is ready to provide all comers auto loans for purchase, as new vehicles (other vehicles) and used cars, foreign and domestic production, but the truth, as always, working with clients on their own, rather conservative rules.
“Bound Program - loans to purchase a vehicle (other vehicles) in a network of trade organizations, implementing cars and conclude with the bank co-operation agreement on the program lending citizens;
“Standard Program” – loans to buy cars at authorized dealers without a contract about cooperation.
Since early 2007, interest rates on auto loans Savings Bank of Russia changed significantly:
For loans to buy new cars and other vehicles
RUR 9,0% (for Moscow and Moscow region), and 11.0% (for the regions of Russia)
U.S. dollar, euro 9.0% (for Moscow and Moscow region) 11,5% (for the Regions of Russia)
For loans to buy used cars
RUR 9,5% (for Moscow and Moscow region) 11,5% (for the Regions of Russia)
U.S. dollar, euro 9.5% (for Moscow and Moscow region) 12,0% (for the regions of Russia)
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